Practice finance

PLANNING FOR THE UNEXPECTED

As we look back on 2016 it’s fair to say that it has been a year of plenty of unexpected outcomes.  Who would have thought this time last year that David Cameron would have resigned, Britain would be heading out of Europe and that Donald Trump will be the President of the United States in just a few weeks time?

The reality however is that throughout our lives we are often faced with the unexpected and it is those who are able to best adapt to the new situations that survive and even prosper.  This is also very much the case in business.

There are countless businesses out there that face change on a daily basis whether it’s due to external factors such as SMEs who face changes in government funding, through to businesses that lose an important customer in unforeseeable circumstances or even those affected by an unexpected 10% change in dollar exchange rates since June.

It’s at these moments that often cashflow or business plans take a hit.  Unfortunately, the days of a call to a friendly bank manager are over as the processes becomes more faceless and banks tighten their lending criteria.

The good news however is that access to finance is more available than ever through organisations such as PFC who can access finance for client businesses from a panel of more than 30 specialist business lenders.

Unlike banks, decisions can also be taken quickly offering clients agreement on finance typically in less than 24 hours and with cash deposited in the bank often within 48.  Being regulated by the FCA, we are able to work with a range of commercial organisations of all different sizes and business sectors to offer unparalleled access to finance whether unsecured business loans, asset based lending, invoice finance, bullet loans, commercial mortgages or personal loans.

Having a range of loans available and a team dedicated to finding the right access to finance to meet a client’s needs means that whatever the year ahead may have in store, there is quick, flexible and easy access to finance available.  As you relax this Christmas and look ahead to the New Year you can at least relax in the knowledge that whatever the future has planned for you, your finances can be taken care of.

 

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