‘All I want for Christmas is my two front teeth’, may have been a popular Christmas request back in the 1940’s, but today the average Christmas costs UK families more than £800.

With increasing pressures on family finance and a fear of a weakening economy many business owners are turning to manageable personal loans to get them through this expensive time of the year.

When coupled with self-assessment tax returns scheduled for January, this time of year can put an extra strain on finances as businesses look to balance their books and make cash available for important projects or to simply make the payments needed to keep the plates spinning.

To support businesses and business owners at this time of the year, PFC has introduced tailored personal loans specifically for business owners or directors.  The loans are provided by a specialist market leading lender, and in some cases funds can be approved and transferred to the individual on the same day as the application.

The finance raised can be used on a range of different purposes from helping with a company’s cash flow at key times of the year to investment in stock or even to treat oneself to a holiday as a well-earned break at Christmas.

With access to state of the art online portals, PFC is often able to propose a personal loan and arrange payment to clients in less than 2 hours.  Clients can achieve unsecured borrowing from as little as £1,000 up to £100,000. Larger amounts are available, but will need to be supported with a charge over property.

To help provide quick access to finance, PFC has an easy application process that comprises one simple form.  The loans have a representative APR starting at 7.7%, with repayment terms ranging from 3 months to 5 years.

By providing bespoke and tailored access to finance, businesses and business owners have an extra layer of reassurance at an expensive time of year.  The support allows businesses to move forward with confidence and safe in the knowledge that they have access to finance when they need it most, particularly when there’s a little something special needed for Christmas.

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