Entries by A

Navigating the Business Finance Maze

Richard Leeder recently helped a new client to navigate the Business Finance Maze after they ran out of essential capital at the worst possible moment. A well-established contract building company who make money year in year out, but face all the usual pressures on cashflow, approached us when they needed funding quickly to satisfy a […]

Three reasons businesses need accessible cash

All businesses should have access to readily available cash. As the saying goes; “revenue is vanity, profit is sanity, but cash is king.” Whilst your business can be making profit, there will always be spikes in the year, from exceptional VAT bills to slow debtors. Shortages of capital can hinder your business decisions, which in […]

PFC – Your one stop shop for finance

Imagine building a relationship with an account manager who has access to over 50 lenders and can arrange funding for pretty much every conceivable type of requirement a business owner will face during the course of their year. At PFC that’s precisely what you get. We haven’t grown over the last few years concentrating on […]

Renting vs buying pt 2: How to finance the future

There are many reasons why companies invest in new equipment – from replacing tired old existing kit to ordering new equipment to facilitate growth. How to pay for this investment is the real issue. When buying equipment businesses are often faced with cash flow challenges as finding a lump sum is not always easy. In […]

TO RENT OR BUY EQUIPMENT? THAT IS THE QUESTION…

When it comes to growing your business, one of the biggest financial decisions you are required to make is whether to invest in your assets/ equipment or rent them to lessen a potential impact on the company’s cash flow. There’s several considerations that should go into the decision; maybe you have secured some big contracts […]

NEW FLAT RATE VAT, SAME PAYMENT PROBLEMS

April is here and with it comes the introduction of the new Flat Rate VAT Scheme introduced by HMRC to help simplify how small businesses calculate their VAT. The scheme is meant to be easier as it applies a fixed rate of VAT depending on the trade or profession of the company required to pay. […]

Spring clean your finances for the new financial year

As spring fast approaches, there is no harm in giving your business finances an early ‘spring clean’, allowing a fresh start ready for the new financial year. The starting point with any financial spring clean is identifying how you are spending your time running the business and where your capital may be unnecessarily tied up. […]

Slow Cashflow Problems? Accelerate into Spring by…

Speeding up your Sales Ledger with Invoice Finance As spring fast approaches, there is no harm in giving your business finances an early ‘spring clean’, allowing a fresh start ready for the new financial year. One solution that SMEs are perhaps often ignoring is invoice financing (Factoring and Invoice Discount).  This is basically a way […]